[vc_row type="full_width_background" full_screen_row_position="middle" scene_position="center" text_color="dark" text_align="left" top_padding="7%" bottom_padding="7%" overlay_strength="0.3" shape_divider_position="bottom" shape_type=""][vc_column column_padding="padding-5-percent" column_padding_position="right" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" tablet_text_alignment="default" phone_text_alignment="default" column_border_width="none" column_border_style="solid"][vc_column_text]

What Are Some Financing Options for Replacement HardiePlank Siding in San Antonio?

[/vc_column_text][divider line_type="No Line" custom_height="20"][vc_column_text]When you’re looking at replacing the siding on your home, you probably realize pretty early on that it is definitely an investment. A lot of folks we visit with tell us that they love our product, but just don’t have that much cash lying around. It’s always a relief for them to hear that there are many financing options they can choose from, where the low monthly payments make it totally affordable for them. Here are a few options that we recommend to our clients.[/vc_column_text][vc_row_inner content_placement="middle" column_margin="default" text_align="left" css=".vc_custom_1516612237330{border-top-width: 5px !important;border-right-width: 5px !important;border-bottom-width: 5px !important;border-left-width: 5px !important;border-left-color: #f36500 !important;border-left-style: solid !important;border-right-color: #f36500 !important;border-right-style: solid !important;border-top-color: #f36500 !important;border-top-style: solid !important;border-bottom-color: #f36500 !important;border-bottom-style: solid !important;border-radius: 2px !important;}"][vc_column_inner column_padding="padding-4-percent" column_padding_position="all" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" column_border_width="none" column_border_style="solid"][image_with_animation image_url="16807" alignment="center" animation="Fade In" border_radius="none" box_shadow="none" max_width="100%"][divider line_type="No Line" custom_height="20"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes" content_placement="middle" column_margin="default" text_align="left"][vc_column_inner column_padding="no-extra-padding" column_padding_position="all" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" column_border_width="none" column_border_color="#9b9b9b" column_border_style="dashed"][vc_column_text]

Same As Cash (SAC)

[/vc_column_text][divider line_type="No Line" custom_height="20"][vc_column_text]With Same-As-Cash loans there is NO INTEREST if paid in full within the term of the loan and NO MONTHLY PAYMENTS due. In other words, you have until the due date of the loan to pay the full amount with no interest, but you have the flexibility to choose when and how to pay it off. The benefits of this loan would be the following:[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin="default" text_align="left" css=".vc_custom_1516711303823{background-color: #f9f9f9 !important;}"][vc_column_inner column_padding="padding-4-percent" column_padding_position="all" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" column_border_width="none" column_border_style="solid"][fancy-ul icon_type="font_icon" icon="icon-ok-sign" color="Accent-Color" alignment="left"]
  • Flexibility: For example, you could pay the whole loan off a month or two into the term, spread out your payments throughout the term, or pay it all off at the end.
  • No Down Payment Required: If you choose to finance 100% of your loan, you can have your new siding now and not have to pay a dime for it until later.
  • No Penalty for Paying Off Early: You don’t have to worry about incurring a penalty fee for paying the loan off early, if you choose to.
  • No Interest: Every penny of interest is waived if you pay off a SAC loan before the term is up.
[/fancy-ul][/vc_column_inner][/vc_row_inner][vc_column_text] 

There are 3, 6, 12 or 18-Month Same-As-Cash Loans available from different lending institutions, and the ones we usually connect our clients with are Wells FargoGreenSky, and Enerbank.

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Zero Interest Loans (ZIL)

[/vc_column_text][divider line_type="No Line" custom_height="20"][vc_column_text]With the Zero Interest Loan, there is NO INTEREST for the term of the loan [for example, 60 months] and equal monthly payments start 30 days after project is completed. The benefits of this option are the following:[/vc_column_text][vc_row_inner column_margin="default" text_align="left" css=".vc_custom_1516711515365{background-color: #f9f9f9 !important;}"][vc_column_inner column_padding="padding-4-percent" column_padding_position="all" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" column_border_width="none" column_border_style="solid"][fancy-ul icon_type="font_icon" icon="icon-ok-sign" color="Accent-Color" alignment="left"]
  • No Down Payment Required: Just like the SAC loan, you can finance 100% of your project and not have to pay anything until 30 days after the project is complete.
  • No Interest: Every bit of interest waived if you pay off the loan by the end of the term.
  • Easy Monthly Payments: The cost of your project is broken into very manageable, equal payments each month, and you can even choose the auto-pay option so you don’t have to remember it each month.
  • No Penalty for Paying Off Early: Say you had a nice bonus at work and decided you wanted to use the money to pay off your loan early. You don’t have to worry about incurring any penalty fee whatsoever.
[/fancy-ul][/vc_column_inner][/vc_row_inner][vc_column_text]There are 12, 24, 36, 48, 60, 72 or 84-Month Zero Interest Loans available at the following lending institutions that we regularly work with: Wells FargoGreenSky, and Enerbank. They have departments that work exclusively with homeowners and contractors with great customer service. We will walk you through the process from start to finish to make sure everything goes smoothly.[/vc_column_text][vc_row_inner equal_height="yes" content_placement="middle" column_margin="default" text_align="left" css=".vc_custom_1515592590970{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;border-left-color: #f36500 !important;border-right-color: #f36500 !important;border-top-color: #f36500 !important;border-bottom-color: #f36500 !important;}"][vc_column_inner column_padding="padding-3-percent" column_padding_position="all" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" column_border_width="2px" column_border_color="#9b9b9b" column_border_style="dashed"][vc_column_text]If you have any further questions about loan options for your replacement siding home improvement project, feel free to contact us directly. If you’re considering replacement windows for your home, take a look at our article on financing options for replacement windows. We’d love to help you any way we can.[/vc_column_text][divider line_type="No Line" custom_height="10"][nectar_btn size="small" button_style="regular" button_color_2="Accent-Color" icon_family="none" text="Contact us" url="https://www.southwestexteriors.com/contact-us/" margin_left="30"][nectar_btn size="small" button_style="regular" button_color_2="Accent-Color" icon_family="none" text="financing options" url="/financing-options-replacement-hardieplank-siding-san-antonio/" margin_left="30"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type="full_width_background" full_screen_row_position="middle" scene_position="center" text_color="dark" text_align="left" top_padding="7%" bottom_padding="7%" overlay_strength="0.3" shape_divider_position="bottom" shape_type=""][vc_column column_padding="no-extra-padding" column_padding_position="all" background_color_opacity="1" background_hover_color_opacity="1" column_shadow="none" column_border_radius="none" width="1/1" tablet_text_alignment="default" phone_text_alignment="default" column_border_width="none" column_border_style="solid"][/vc_column][/vc_row]