Monthly payment options for your project
Discover four ways to finance your project stress-free
Why Finance With Us
When it comes to financing your project, you never want to be given limited options and payment plans. With Southwest Exteriors, you are in the driver’s seat.
Get approved in less than 30 minutes
Apply remotely through a secure, online portal or over the phone during your consultation and get approved in less than 30 minutes. No application fees or inspection needed.
Choose your interest rate to fit your budget
From low-interest to 0% monthly payment plan options, you have the freedom to choose your interest rate based on your budget, not your credit score.
No prepayment penalties
If you pay your project off early with Southwest Exteriors, there are no fees, only the reward of paying off your project and crossing it off the list.
Pay for your project your way, not ours
The last thing you want is to be forced into paying for your project upfront or taking years of monthly installments. With Southwest Exteriors, you choose which payment option works best for you, and we’ll help you get there.
Get approved at your consultation
Remote online or phone application
Choose your plan and rate
No application or inspection fees
No prepayment penalties
Four payment options for your project
When it comes to financing your project, it’s good to have options. We offer four monthly payment options so you can choose which is best for you.
Pay some now, pay the rest upon project completion
For windows, doors, and concrete coatings, you can pay for 50% of your project upfront and 50% once your project is complete. For siding, you can pay 25% upfront, 50% during installation, and 25% after the project is complete.
0% interest with monthly payments
Choose a 0% interest rate with monthly installments from six months to five years. The minimum loan amount for this option is $1,000 and the maximum is $100,000.
Fixed interest rates with monthly payments
Choose a low-interest-bearing loan as low as 2.99% for five to 25 years. You can also choose a higher interest rate, which will increase the discount you can get on your entire project’s cost.
Options for homeowners with lower credit scores
We want our services to be available to everyone, no matter your financial circumstance. If your credit score is less than 680, you can raise it while also removing any blemishes on your record.
Let us bring your financing to you
Financing your project on your own, with your bank, or with a home equity line of credit can be a long, drawn-out process, only causing you added stress, time, and money. With Southwest Exteriors, we want to make it as easy and stress-free as possible. Choose the best option for you, apply, and get approved in less than 30 minutes.

"My father and I decided to contract work with Southwest Exteriors for James Hardie Siding and it has been the best decision we've made! Our experience has been absolutely stellar! We had other companies come out for estimates, but nothing compared to the educational presentation given by Southwest Exteriors. When you choose Southwest Exteriors, you are receiving quality craftsmanship and professionalism throughout your project."
Desiree J.
Ready to get started on your next project?
Don’t let the thought of financing your project hold you back from getting started. Work with a contractor you can trust to handle your project and home with care.
At Southwest Exteriors, we’ll do all the heavy lifting. We want to make things as easy as possible for you so you never have to worry about a thing. Start your project now and get the look you love coming home to!
What you need to know about our monthly payment options
When it comes to paying for your project, you probably have a lot of questions. It’s important to have all the information you need before diving in head first.
What is the maximum and minimum amount I can finance?
The minimum amount you can finance for 0% rates is $1,000. For other low-interest rates, $3,000 is the minimum. The maximum amount you can finance is $100,000 with any rate.
What information do I need to apply?
You will need your first and last name, full address, phone number, email address, date of birth, valid driver’s license, and valid and current income information for all applicants. If you have your driver’s license at your consultation, your design consultant can scan it to simplify the process.
How long is the loan approval good for?
The loan approval time frame varies from vendor to vendor. Some are valid for 90 days, and others are valid for 4-6 months to a year.
Do you have to pull my credit, and what companies do you use to finance?
We use Credit Human, Service Finance Company, EnerBank, GreenSky, and CreditNovo. With each company, it will be a hard pull on your credit.
When will I know that I am approved?
As the application process only takes 8-25 minutes, you will know whether or not you get approved almost instantaneously, unless there are any gaps in your credit, like bankruptcies or gaps in recent purchases, that must be reviewed.
Work with us today
Whether you have damage to your home that needs repairing or just want to upgrade your space, work with a contractor who will meet all your needs.
At Southwest Exteriors, we vow to serve you with love and excellence throughout every aspect of your project. Schedule your free, in-home consultation with an expert design consultant today.